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Who is Mortgage Capital Associates?

Mortgage Capital Associates (MCA) is a full-service mortgage banker operating in 46 states.MCA offers expert mortgage analysis, along with the most competitive rates and financing programs available in the industry today!

Why Choose Mortgage Capital Associates

It’s simple…no other lender can match the value we provide.Mortgage Capital Associates is a full-service mortgage banker.We have access to a national marketplace for mortgage funds and other flexible terms and competitive rates designed to maximize your buying power.

We continuously monitor the mortgage market to assure that the very best programs are available at competitive rates.This, in connect with expert service and personal attention, is an unbeatable combination.

* Most Competitive rates and unparallel service

* Free Credit Check and Pre-approval

* Application in person by telephone or by mail

* Mortgages in excess of $1,000,000

* 96.5% financing available

* Long-term rate locks and rate caps with “Float-Downs”

What MCA has that no other lender offers?

Free Float Down Policy:  Feel comfortable knowing if interest rates drop you receive an interest rate float down at no cost.   

MCA vs. Mortgage Broker:  Why pay thousands of dollars in fees to a broker when you can go directly to the source, which means lower rates and fees.  As a direct lender, we underwrite your loan in-house so you don’t have to lose sleep over getting a loan approval or commitment letter in a timely manner. 

MCA vs. Large National Bank: The rates you are offered should be based on your credit and qualification not the overhead of your bank. Why should you pay more fees at closing or take higher interest rates to fund the bank’s overhead and operation costs?  MCA is typically .25% lower in rate than these banks and our fees are among the lowest in the mortgage industry.

For an application or consultation, visit our website MortgageCapitalNJ.com or call us toll-free at 877-462-2700.

Properties in the following states are eligible:

AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA,

MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NV, NY,

OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI, WY.

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